August 12th, 2008 at 12:54am
Under Online Science Classes
Today more than ever opportunities abound for students to take online science courses for college credit. Classes in Chemistry, Microbiology, Physics, Anatomy, and many others are being offered online by accredited colleges and universities. I have put together a comprehensive list of the available classes and the prerequisites for each.
One of the major considerations to be aware of is whether the class you need requires a lab component with the course. Some of the online courses have a lab component that is fulfilled through a computer program and simulation and others require you to set-up your own learning opportunity for lab at your local community college.
To browse the list go to “Online Science Classes“.
By Brian
August 3rd, 2008 at 06:35pm
Under Loans
Nursing students who do not qualify for federal grants or who still need money to pay their school expenses can apply for several different types of low interest rate loans. The good news here is that several of these federal loans are need based not credit based. All the private lender school loans are credit based. An important point to remember here is that your total financial aid package when combined cannot exceed the cost of attendance for your school. For example if your school has calculated the cost of attendance to be $12,000 per year you will not be awarded more than that amount even if you are eligible to receive more than that amount in loans, scholarships, and grants.
Available Federal Loans
1. Federal Stafford Loan – This loan program is a low interest rate loan program started by the federal government and comes in subsidized and unsubsidized forms. One of the best things about stafford loans is that they are need based NOT CREDIT BASED! In other words a credit report is not required in order to get this loan. To qualify for this loan you must meet certain eligibility requirements but they are not to stringent.
You must first complete a FAFSA, you must be attending classes at least 1/4 time, and not have a government loan in default. The loan amounts you qualify for will be determined by your student status, mainly whether you are full time or part time and if you are a dependent or independent student. The table below lists the loan maximums for the 2008-2009 school year.
It is also important to know that these loans do not go into mandatory repayment until 6 months after you graduate or quite school. It is possible to begin paying these while still in school and that would certainly decrease the amount of accumulated interest on the your loan but paying while taking classes is optional.
By Brian